Get your personal loan with incredible offers and low interest rates

We have an incredible offer on Personal Loans, especially for you. Be it a new or a top-up loan, apply now and take advantage of the lower interest rates with exciting benefits:

Apply Now
Your loan is one click away

Rates starting from 3.03%* p.a Flat

Zero Insurance fee (CLI)

Flexi Intro rate starting
from 5.25%**

First installment payment after 45 days

Terms and conditions apply
*Equivalent to 5.69% p.a. reducing
**Linked to 1 month EIBOR

*Rates and benefits will be applicable based on the customers segment, their eligibility and borrowing capacity as per the banks credit policy and central bank regulation.

Free first year set up fee for Overdraft

Access instant cash whenever the need arises

Credit Cards

Free first year fee on Credit Cards

Emirates NBD Personal Loans give you
a financial solution for every kind of need

Easy processing and
simple documentation

Make your Personal Loan experience easy and hassle-free with our digital processing and easy documentation

AECB Credit Score

The higher your credit score the more benefits you can enjoy e.g. faster processing, less paperwork, low interest rates, high loan amounts and credit limits

Avail a top-up on your existing Loan

We make it easy for you to get additional finance where you may need, with minimal documentation

Avail a Personal Loan on
minimum requirements

Available for employees of any company, with or without salary. No minimum length of service required for new employees

Calculate your monthly payments

Amount AED

30,000 4,000,000

Tenor Months

1 year 4 years

Monthly Payments AED

Rate starting from 5.29% reducing. Minimum loan tenor 12 months, maximum loan tenor 48 months. 1% processing fees. Maximum Annual Percentage Rate 18.99%. Terms and conditions apply. Interest rates vary by tenor & subject to bank policy.