Automate your salary, vendor and bulk payments through our tested, secure and reliable electronic platform.

• Reliable and cost-effective electronic platform smartBUSINESS
• Receive valuable automated vendor advising
• Avail of Accounts and Payments reconciliation services

• Salary Payment

  Ensure smooth processing of your employee salaries through Wage Protection System, salary payment initiative mandated by the Ministry of Labour and the Central Bank.

  • The process is safe, secure and easy to implement
  • Offers online validation of the WPS file format
  • Online updation of processing status on salaries
• Salary Prepay Visa Card

  Ensure smooth processing of your employee salaries through Wage Protection System, salary payment initiative mandated by the Ministry of Labour and the Central Bank.

  A prepaid card offering unique banking convenience for employees of UAE-based companies accredited by Emirates NBD, saving you valuable time and resources.

  • Deposit employee salaries directly into a PIN protected, Visa Prepaid Debit Card
  • No need to open an account and no minimum balance required
  • Reduce manual administrative work and costs
  • Establish an accounting paper trail and ease of records reconciliation
  • Eliminate risk of handling cash for payroll processing each month
  • Fast & Efficient funding gives instant access to cash
  • Access to the extensive network of Emirates NBD ATMs (largest in the UAE with more than 650 locations and growing) as well as global access to funds from any local or International ATMs
  • No transaction fee by bank for Point of Sale (POS) transactions
  • Fully compliant with UAE Ministry of Labour's Wages Protection System (WPS) which mandates all salary payments via banking channels
  • Allows bulk uploading and re-loading of salaries directly into the card by the employer through our corporate online portal (smartBUSINESS)
  • A dedicated 24x7 Cardholder helpline including IVR service
  • A separate dedicated Employer HelpDesk to service employers for their Salary Prepay Card related queries and requests