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Use UAE Pass to submit your application faster.
You must be more than 18 years old and have:
An active UAE mobile number
An Emirates ID
Proof of income
A minimum salary of AED 5,000
FREQUENTLY ASKED QUESTIONS BALANCE CONVERSION
Balance Conversion is a flexible payment plan that allows you to repay your Credit Card outstanding balance in equal monthly installments at a reducing interest rate. You can choose to repay the amounts from 12 to 48 monthly installment plans.
What is a Balance Conversion option on my Credit card?
Who can apply for a Balance Conversion on a Credit Card?
Are there any charges to apply for a Balance Conversion on my Credit card?
How do I apply for a Balance Conversion on my Credit card?
What is the timeframe to process a Balance Conversion on my Credit Card?
What are the tenure options available for Balance Conversion on a Credit card?
Is there a minimum amount to apply for a Balance Conversion on my Credit Card?
What happens if I am unable to repay an installment while having a Balance Conversion plan on my Credit card?
Can I amend the payment plan on an existing Credit Card Balance Conversion?
What is the applicable interest rate to avail 'Balance Conversion' facility?
Can supplementary cardholders apply for Balance Conversion facility?
Can I cancel my existing 'Balance Conversion' plan on my credit card, and will I be charged?
Are there any Early Settlement Charges?
What will happen to the 'Balance Conversion' plan if I prepay the conversion amount?
What happens if I close my credit Card while a 'Balance Conversion' plan exists?
Do I earn or lose reward points on my Card upon converting my transactions To a Balance Conversion plan?
Are Installments covered under Credit Card Insurance, Credit Shield Pro?
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