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Use UAE Pass to submit your application faster.
You must be more than 18 years old and have:
An active UAE mobile number
An Emirates ID
Proof of income
A minimum salary of AED 5,000
FREQUENTLY ASKED QUESTIONS BALANCE CONVERSION
Balance Conversion interest is a reducing monthly interest rate determined by Emirates NBD and is calculated based on 365 days year (366 days for leap year). The interest is only calculated on the outstanding Installment amount every month. Interest rates are subject to changes on periodic basis.
What is a Balance Conversion option on my Credit card?
Who can apply for a Balance Conversion on a Credit Card?
Are there any charges to apply for a Balance Conversion on my Credit card?
How do I apply for a Balance Conversion on my Credit card?
What is the timeframe to process a Balance Conversion on my Credit Card?
What are the tenure options available for Balance Conversion on a Credit card?
Is there a minimum amount to apply for a Balance Conversion on my Credit Card?
What happens if I am unable to repay an installment while having a Balance Conversion plan on my Credit card?
Can I amend the payment plan on an existing Credit Card Balance Conversion?
What is the benefit of having a Balance Conversion facility on my Credit Card?
Can supplementary cardholders apply for Balance Conversion facility?
Can I cancel my existing 'Balance Conversion' plan on my credit card, and will I be charged?
Are there any Early Settlement Charges?
What will happen to the 'Balance Conversion' plan if I prepay the conversion amount?
What happens if I close my credit Card while a 'Balance Conversion' plan exists?
Do I earn or lose reward points on my Card upon converting my transactions To a Balance Conversion plan?
Are Installments covered under Credit Card Insurance, Credit Shield Pro?
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