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FREQUENTLY ASKED QUESTIONS BALANCE CONVERSION
What will happen to the 'Balance Conversion' plan if I prepay the conversion amount?
Your Balance Conversion plan will remain active. If the prepayment is done with an intention to cancel the plan, you are required to contact our call center at 600 54 0000 and request for a cancellation. Upon cancellation, the prepayment will be adjusted towards the Balance Conversion outstanding and a foreclosure fee of 1% of the principal outstanding plus 5% VAT will be applied.
Other Questions
What is a Balance Conversion option on my Credit card?
Who can apply for a Balance Conversion on a Credit Card?
Are there any charges to apply for a Balance Conversion on my Credit card?
How do I apply for a Balance Conversion on my Credit card?
What is the timeframe to process a Balance Conversion on my Credit Card?
What are the tenure options available for Balance Conversion on a Credit card?
Is there a minimum amount to apply for a Balance Conversion on my Credit Card?
Can I amend the payment plan on an existing Credit Card Balance Conversion?
What is the benefit of having a Balance Conversion facility on my Credit Card?
What is the applicable interest rate to avail 'Balance Conversion' facility?
Can supplementary cardholders apply for Balance Conversion facility?
Can I cancel my existing 'Balance Conversion' plan on my credit card, and will I be charged?
Are there any Early Settlement Charges?
What happens if I close my credit Card while a 'Balance Conversion' plan exists?
Are Installments covered under Credit Card Insurance, Credit Shield Pro?
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