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Use UAE Pass to submit your application faster.
You must be more than 18 years old and have:
An active UAE mobile number
An Emirates ID
Proof of income
A minimum salary of AED 5,000
FREQUENTLY ASKED QUESTIONS BALANCE TRANSFER
You can choose to repay your Balance Transfer installment amounts for 12, 18, 24, 36, or 48 months.
What is a Balance Transfer option with a Credit Card?
Who can apply for a Balance Transfer on a Credit Card?
What is the maximum 'Balance Transfer' that I can avail?
Are there any charges that apply for a 'Balance Transfer' on my Credit Card?
What is the applicable interest rate to avail a 'Balance Transfer' facility?
How do I apply for a 'Balance Transfer' to my Credit Card?
What is the timeframe to process a Balance Transfer?
Is there a minimum amount to apply for a Balance Transfer to my Credit Card?
What happens if I fail to make payments towards my existing 'Balance Transfer' plan?
Can I cancel my existing 'Balance Transfer' plan on my Credit Card, and if yes, will I be charged?
Are there any Early Settlement Charges?
Can I amend the payment plan on my existing 'Balance Transfer' plan on my Credit Card?
What will happen to the 'Balance Transfer' plan if I prepay the conversion amount?
What happens if I close my Credit Card while a 'Balance Transfer' plan exists?
Are Installments covered under Credit Card Insurance, Credit Shield Pro?
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