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FREQUENTLY ASKED QUESTIONS BALANCE TRANSFER
What happens if I fail to make payments towards my existing 'Balance Transfer' plan?
A monthly installment has to be paid towards your Balance Transfer. However, if you fail to repay your installments for two consecutive months, your plan will automatically be foreclosed. Your entire outstanding balance from the Balance Transfer amount will immediately be due for payment in full. The remaining outstanding balance will then attract our regular finance charges.
Other Questions
What is a Balance Transfer option with a Credit Card?
Who can apply for a Balance Transfer on a Credit Card?
What is the maximum 'Balance Transfer' that I can avail?
Are there any charges that apply for a 'Balance Transfer' on my Credit Card?
What is the applicable interest rate to avail a 'Balance Transfer' facility?
How do I apply for a 'Balance Transfer' to my Credit Card?
What is the timeframe to process a Balance Transfer?
What are the tenure options available for Balance Transfer on a Credit Card?
Is there a minimum amount to apply for a Balance Transfer to my Credit Card?
Can I cancel my existing 'Balance Transfer' plan on my Credit Card, and if yes, will I be charged?
Are there any Early Settlement Charges?
Can I amend the payment plan on my existing 'Balance Transfer' plan on my Credit Card?
What will happen to the 'Balance Transfer' plan if I prepay the conversion amount?
What happens if I close my Credit Card while a 'Balance Transfer' plan exists?
Are Installments covered under Credit Card Insurance, Credit Shield Pro?
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