Choose your language
التغيير الى العربية English
Use UAE Pass to submit your application faster.
You must be more than 18 years old and have:
An active UAE mobile number
An Emirates ID
Proof of income
A minimum salary of AED 5,000
FREQUENTLY ASKED QUESTIONS LOAN ON CARD
Loan on Card interest is a reducing monthly interest rate determined by Emirates NBD and is calculated based on 365 days year (366 days for leap year). The interest is only calculated on the outstanding Installment amount every month. Interest rates are subject to changes on periodic basis.
What is a 'Loan on Card' facility on my Credit Card?
Who can apply for a 'Loan on Card' option?
What is the maximum 'Loan on Card' that I can avail?
What are the tenure options available for 'Loan on Card' facility on a Credit Card?
How do I apply for the 'Loan on Card' facility?
What is the timeframe to process a
Can Supplementary Cardholders apply for 'Loan on Card' facility?
Are there any fees charged for the 'Loan on Card' facility?
Will I be eligible for reward points when I apply for the 'Loan on Card' facility?
Once I avail the 'Loan on Card' facility, will my available balance increase corresponding to the payments I make towards my installments?
How is the monthly EMI calculated with the 'Loan on Card' option?
Can I cancel my existing 'Loan on Card' plan on my Credit Card, and if yes, will I be charged?
What will happen to the 'Loan on Card' plan if I prepay the loan amount?
What happens if I fail payments towards my existing 'Loan on Card' plan?
What happens if I close my credit card while a 'Loan on Card' plan exists?
Are Installments covered under Credit Card Insurance, Credit Shield Pro?
How was your website experience today?
Subscribe and stay updated!
Get exclusive deals, latest promotions and important information
All this and more in the Emirates NBD newsletter
You are leaving the Emirates NBD Website
You will now be redirected to an external website to view this content. Emirates NBD or any of its subsidiaries does not bear liability/responsibility for any other information published by the website owner or publisher.
You will be redirected in 5 Seconds