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التغيير الى العربية English
Use UAE Pass to submit your application faster.
You must be more than 18 years old and have:
An active UAE mobile number
An Emirates ID
Proof of income
A minimum salary of AED 5,000
FREQUENTLY ASKED QUESTIONS LOAN ON CARD
This facility is available for Primary Cardholders only.
What is a 'Loan on Card' facility on my Credit Card?
Who can apply for a 'Loan on Card' option?
What is the maximum 'Loan on Card' that I can avail?
What are the tenure options available for 'Loan on Card' facility on a Credit Card?
What is the applicable interest rate to avail 'Loan on Card' facility?
How do I apply for the 'Loan on Card' facility?
What is the timeframe to process a
Are there any fees charged for the 'Loan on Card' facility?
Will I be eligible for reward points when I apply for the 'Loan on Card' facility?
Once I avail the 'Loan on Card' facility, will my available balance increase corresponding to the payments I make towards my installments?
How is the monthly EMI calculated with the 'Loan on Card' option?
Can I cancel my existing 'Loan on Card' plan on my Credit Card, and if yes, will I be charged?
What will happen to the 'Loan on Card' plan if I prepay the loan amount?
What happens if I fail payments towards my existing 'Loan on Card' plan?
What happens if I close my credit card while a 'Loan on Card' plan exists?
Are Installments covered under Credit Card Insurance, Credit Shield Pro?
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