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Use UAE Pass to submit your application faster.
You must be more than 18 years old and have:
An active UAE mobile number
An Emirates ID
Proof of income
A minimum salary of AED 5,000
FREQUENTLY ASKED QUESTIONS LOAN ON CARD
You can choose to prepay or foreclose your existing Loan on Card facility by contacting our call center on 600540000. A foreclosure fee of 1% of the principal outstanding plus 5% VAT will be applicable.
What is a 'Loan on Card' facility on my Credit Card?
Who can apply for a 'Loan on Card' option?
What is the maximum 'Loan on Card' that I can avail?
What are the tenure options available for 'Loan on Card' facility on a Credit Card?
What is the applicable interest rate to avail 'Loan on Card' facility?
How do I apply for the 'Loan on Card' facility?
What is the timeframe to process a
Can Supplementary Cardholders apply for 'Loan on Card' facility?
Are there any fees charged for the 'Loan on Card' facility?
Will I be eligible for reward points when I apply for the 'Loan on Card' facility?
Once I avail the 'Loan on Card' facility, will my available balance increase corresponding to the payments I make towards my installments?
How is the monthly EMI calculated with the 'Loan on Card' option?
What will happen to the 'Loan on Card' plan if I prepay the loan amount?
What happens if I fail payments towards my existing 'Loan on Card' plan?
What happens if I close my credit card while a 'Loan on Card' plan exists?
Are Installments covered under Credit Card Insurance, Credit Shield Pro?
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