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FREQUENTLY ASKED QUESTIONS LOAN ON CARD
What will happen to the 'Loan on Card' plan if I prepay the loan amount?
Your Loan on Card plan will remain active. If the prepayment is done with an intention to cancel the plan, you are required to contact our call center at 600540000 and request for a cancellation. Upon cancellation, the prepayment will be adjusted towards the Loan on Card outstanding and a foreclosure fee of 1% of the principal outstanding plus 5% VAT will be applied.
Other Questions
What is a 'Loan on Card' facility on my Credit Card?
Who can apply for a 'Loan on Card' option?
What is the maximum 'Loan on Card' that I can avail?
What are the tenure options available for 'Loan on Card' facility on a Credit Card?
What is the applicable interest rate to avail 'Loan on Card' facility?
How do I apply for the 'Loan on Card' facility?
What is the timeframe to process a
Can Supplementary Cardholders apply for 'Loan on Card' facility?
Are there any fees charged for the 'Loan on Card' facility?
Will I be eligible for reward points when I apply for the 'Loan on Card' facility?
How is the monthly EMI calculated with the 'Loan on Card' option?
Can I cancel my existing 'Loan on Card' plan on my Credit Card, and if yes, will I be charged?
What happens if I fail payments towards my existing 'Loan on Card' plan?
What happens if I close my credit card while a 'Loan on Card' plan exists?
Are Installments covered under Credit Card Insurance, Credit Shield Pro?
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