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Use UAE Pass to submit your application faster.
You must be more than 18 years old and have:
An active UAE mobile number
An Emirates ID
Proof of income
A minimum salary of AED 5,000
FREQUENTLY ASKED QUESTIONS BALANCE CONVERSION
Balance Conversion (BalCon) is a program that allows you to repay your Credit Card statement retail outstanding balance as installment payment plans.
Who can apply for a Balance Conversion on a Credit Card?
Are there any charges to apply for a Balance Conversion on my Credit card?
How do I apply for a Balance Conversion on my Credit card?
What is the timeframe to process a Balance Conversion on my Credit Card?
What are the tenure options available for Balance Conversion on a Credit card?
Is there a minimum amount to apply for a Balance Conversion on my Credit Card?
What happens if I am unable to repay an installment while having a Balance Conversion plan on my Credit card?
Can I amend the payment plan on an existing Credit Card Balance Conversion?
What is the benefit of having a Balance Conversion facility on my Credit Card?
What is the applicable interest rate to avail 'Balance Conversion' facility?
Can supplementary cardholders apply for Balance Conversion facility?
Can I cancel my existing 'Balance Conversion' plan on my credit card, and will I be charged?
Are there any Early Settlement Charges?
What will happen to the 'Balance Conversion' plan if I prepay the conversion amount?
What happens if I close my credit Card while a 'Balance Conversion' plan exists?
Do I earn or lose reward points on my Card upon converting my transactions To a Balance Conversion plan?
Are Installments covered under Credit Card Insurance, Credit Shield Pro?
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