Choose your language
التغيير الى العربية English
Get the Emirates NBD Mobile App
Open your account instantly.
Scan this QR code to start
OR
Apply online
Use UAE Pass to submit your application faster.
You must be more than 18 years old and have:
An active UAE mobile number
An Emirates ID
Your passport
Proof of income
A minimum salary of AED 5,000
Personal Loan Self Employed Individuals
A simple loan option to meet your financial needs even without declaration of end use of funds.
Features & Benefits
- High loan amount up to AED 300,000
- Easy repayment options
- No collateral or guarantor required
- 100% cash without end use declaration
Feature Packed Auto Loans
Everything you need to get a car and more when you're on the road.
Features & Benefits
- Loan approvals in Half a Day with easy process and simple documentation
- Attractive pricing for passenger and business vehicles
- Flexible payment options
- Enhanced Auto Protect credit life* insurance that provides complete peace of mind
- Large distribution channels with vast branch network and secure online and mobile banking
Home Loans for UAE Nationals
Buying an existing property or building your own, with a third option to re-finance.
Features & Benefits
- Loan amount offered up to AED 15 million* or 80 salary multiples, whichever is lower
- Financing up to 80% of the property value
- Loan tenor up to 25 years
- Pre - Approval facility
- Available for salaried & self-employed individuals
Add a new loan
Please choose another loan from the menu above
Personal Loan Self Employed Individuals
A simple loan option to meet your financial needs even without declaration of end use of funds.
Features & Benefits
- High loan amount up to AED 300,000
- Easy repayment options
- No collateral or guarantor required
- 100% cash without end use declaration
Automatic Top-Up Programme
We want to accommodate your ever changing financial needs.
Features & Benefits
- Quick and easy
- Loan amounts up to 120% times of your original loan amount
- Minimum documentation offer
- No Salary Transfer Letter/Salary Certificate requirement*
- Fast processing of loan application
- Processing fee only on incremental amount
Salary Transfer Loans for UAE Nationals
We endeavour to empower the entrepreneurial spirit of UAE Nationals by offering loan packages.
Features & Benefits
- Attractive reducing interest rates starting from 4.99% reducing or 2.63% flat P.A.
- Loan amounts up to AED 3,000,000
- No collateral or guarantor required
- Free Bank Account with no minimum balance requirement
- Easy process and simple documentation
Loan without Salary Transfer
We give everyone the opportunity and financial assistance needed to achieve their goals.
Features & Benefits
- Loan amounts up to AED 200,000 for both UAE Nationals and Expatriates
- Competitive interest rates
- Repayment period of up to 48 months
- Mode of repayment is through Direct Debit System (DDS)
Personal Loan for Self Employed Professionals
Tailor made loans for professionals such as doctors, accountants, engineers and architects.
Features & Benefits
- Competitive interest rates
- Repayment period of up to 48 months
- Minimum 1 year length of business
- Loan amount up to AED 300,000
UAE National Personal Loan with Additional Income
With this loan, UAE Nationals can turn their extra rental income or earned sponsorship fee into a loan opportunity
Features & Benefits
- Attractive reducing interest rates starting from 4.99% reducing or 2.63% flat P.A.
- Loan amounts up to AED 3,000,000
- No collateral or guarantor required
- Free Bank Account with no minimum balance requirement
End - of - Service Benefit Backed Personal Loans
Have your End-of Service Benefit assigned to Emirates NBD by your employer.
Features & Benefits
- Loan amounts up to 90% of End of Service Benefit amount
- Attractive reducing interest rates
- Fast processing of loan application
Loan for NRIs - Loan against / for NRE Fixed Deposits
We make it easier for you to meet your financial needs without breaking your Fixed Deposit with Emirates NBD
Features & Benefits
- Loan amount up to 90%* of Fixed Deposit amount in AED and up to 80% for INR Fixed Deposit
- Loan in AED against INR Fixed Deposit
- Personal Loans rate starting at 4.74% p.a.
- Maximum tenor up to 48 months
- Salaried and self-employed customers can avail this facility
Co-Applicant Programme
When you need extra capital, having extra help can make things easier.
Features & Benefits
- With our co-applicant program, income of a co-applicant is considered for calculating the loan eligibility by including all or certain percentage of the income of your spouse or kin.
Personal Cash Loan
We strive to provide financial assistance to everybody who needs it.
Features & Benefits
- Minimum loan amount up to AED 350,000
- Available even for customers whose employer is not on Emirates NBD’s Approved List
Loan for New to Country/ New to Employment
We want to ensure that your financial transition to the country is made as easy as possible.
Features & Benefits
- No minimum length of service required
- High loan amounts up to AED 400,000
- Option of Current or Savings Account with no minimum balance requirement
- Free International ATM/Debit Card
Overdraft Facility
It gives you the power to draw against your salary or Fixed Deposit.
Features & Benefits
- Attractive reducing interest rates starting at 1.5% per month
- Cheque bounce protection
- Ideal for emergency cash requirements
- Easy repayment options
- Pay only for the amount and the time period used
- Easy documentation
Salary Transfer Loans
We have the perfect loan package to help turn your dreams to reality.
Features & Benefits
- Attractive reducing interest rates starting from 4.99% reducing or 2.63% flat P.A.
- Loan amounts up to AED 1,000,000
- Free Bank Account with no minimum balance required
Feature Packed Auto Loans
Everything you need to get a car and more when you're on the road.
Features & Benefits
- Loan approvals in Half a Day with easy process and simple documentation
- Attractive pricing for passenger and business vehicles
- Flexible payment options
- Enhanced Auto Protect credit life* insurance that provides complete peace of mind
- Large distribution channels with vast branch network and secure online and mobile banking
Fixed Deposit Auto Loan
A unique auto loan package that lets you turn your car into a return-yielding asset.
Features & Benefits
- Down-payment converted into an interest bearing Fixed Deposit
- Get the best Motor Insurance rates
- Online Salik Recharge & RTA fine payment facility
- Free Annual Registration renewal service at your doorstep**
- Round the clock Roadside Assistance
- Free Credit Card for the first year
- Free Bank Account
Auto Protect
We’ve bundled an insurance package to your auto loan for you and your family's peace of mind.
Features & Benefits
Affordability
- High coverage at low premiums
- Premium as low as 1% of the loan amount, will be financed by the Bank over and above the loan amount
Accelerated protection
- Pays out the outstanding loan and an equal amount is given to the family
- Loan protection, family protection and disability protection under one policy
Minimal paperwork
- Hassle free sign up process and premium adjusted with the Auto Loan EMIs
- Only Medical questionnaire required beyond 65 yrs
Business Vehicle Loans
Whatever your needs, Emirates NBD Business Vehicle Loans will give your business the opportunity to grow and reach new heights.
Features & Benefits
- High loan amounts of up to AED 3,500,000
- Special low interest rates starting from 4.25% flat rate per annum*
- Option of 90 day first payment holiday
- For companies with a one-time or recurringrequirement for vehicles
- For companies with business interests in transportor non-transport sector
Balloon Buy Back Program
This program offers the flexibility of paying 50% of the car value in which the EMI will be calculated for 24 months or 36 months.
Features & Benefits
Home Loans for UAE Nationals
Buying an existing property or building your own, with a third option to re-finance.
Features & Benefits
- Loan amount offered up to AED 15 million* or 80 salary multiples, whichever is lower
- Financing up to 80% of the property value
- Loan tenor up to 25 years
- Pre - Approval facility
- Available for salaried & self-employed individuals
Home Loans for Expatriates
Live and work in masterfully-developed residential units in Dubai or Abu Dhabi.
Features & Benefits
- Loan amount offered up to AED 15 million* or 70 salary multiples, whichever is lower
- Financing up to 75% of the property value
- Loan tenor up to 25 years
- Pre - Approval facility
- Available for salaried & self-employed individuals
Loan Against Property for UAE Nationals
If you own a property in UAE, Emirates NBD offers you most convenient way to get loan by mortgaging your owned.
Features & Benefits
- Loan amounts of up to AED 5 million
- East installments with loan tenors of up to 20 years
- Loan financing available for Self-employed and Salaried
- Loan against fully constructed and completed properties* in all seven Emirates in UAE
- Salary transfer not mandatory (Terms & conditions apply)
Loan Against Property for Expatriates
Live and work in masterfully-developed residential units in Dubai or Abu Dhabi.
Features & Benefits
- Loan amounts of up to AED 7.5 million
- Loan tenors of up to 20 years
- Loan financing available for Self-employed and Salaried
- Loan against freehold ready property in Dubai*
- Salary transfer not mandatory (Terms & conditions apply)
- Loan to Value of up to 70%
How was your website experience today?
Customer Care
Security
Tools & Others
- Loan Calculators
- IBAN / Swift and Routing Codes
- How to update your KYC details
- FX Exchange Rates
- Form Centre
Important links to Key Product Facts
About Emirates NBD
- About Us
- Media Center & News
- Corporate Responsibility
- Investor Relations
- Financial Results
- Branches and ATMs
- Careers
Common Reporting Standard FAQ's
Subscribe and stay updated!
Get exclusive deals, latest promotions and important information
All this and more in the Emirates NBD newsletter
You are leaving the Emirates NBD Website
You will now be redirected to an external website to view this content. Emirates NBD or any of its subsidiaries does not bear liability/responsibility for any other information published by the website owner or publisher.
You will be redirected in 5 Seconds
