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You must be more than 18 years old and have:
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A minimum salary of AED 5,000
Get your personal loan with incredible offers and low interest rates
We have an incredible offer on Personal Loans, especially for you. Be it a new or a top-up loan, apply now and take advantage of the lower interest rates with exciting benefits:
Rates starting from 3.03%* p.a Flat
Zero Insurance fee (CLI)
First Payment Deferment up to 45 days
Terms and conditions apply
*Equivalent to 5.69% p.a. reducing
**Linked to 1 month EIBOR
Free first year set up fee for Overdraft
Access instant cash whenever the need arises
Credit Cards
Free first year fee on Credit Cards
Emirates NBD Personal Loans give you
a financial solution for every kind of need
Easy processing and
simple documentation
Make your Personal Loan experience easy and hassle-free with our digital processing and easy documentation
AECB Credit Score
The higher your credit score the more benefits you can enjoy e.g. faster processing, less paperwork, low interest rates, high loan amounts and credit limits
Avail a top-up on your existing Loan
We make it easy for you to get additional finance where you may need, with minimal documentation
Avail a Personal Loan on
minimum requirements
Available for employees of any company, with or without salary. No minimum length of service required for new employees
Calculate your monthly payments
Amount AED
30,000 4,000,000
Tenor Months
1 year 4 years
Monthly Payments AED
Rate starting from 4.49% reducing. Minimum loan tenor 12 months, maximum loan tenor 48 months. 1% processing fees. Maximum APR 18.99%. Terms and conditions apply. Interest rates vary by tenor & subject to bank policy.
It Pays to have a good Credit Score
The higher the score the more benefits you enjoy
No Salary Transfer
Now, you don’t need to transfer your salary to get a Loan
Approved and Non approved list of Employers
Now, your company does not need to be listed with us for you to get a Loan
No bank statements
Avail a Loan without the hassle of submitting bank statements
No minimum length of
service required
Now, a new job won’t stop you from maximizing your Loan eligibility
We'll help turn your plans into reality
Apply for a Personal Loan today and get a head-start
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