Emirates NBD Starwood Preferred Guest World Mastercard Credit Card offer effective 1st October 2018

>The ‘Emirates NBD Up to 150,000 points Offer’ is available only for primary Emirates NBD Starwood Preferred Guest World Mastercard Credit Cards applied for and issued between 1st October to 30th November 2018

> The ‘Emirates NBD 150,000 points Offer’ is applicable for all newly acquired cardholders during the promotion period and will be awarded in 2 parts:

• Welcome Bonus points’ will be awarded on payment of the Joining Fee in full upon a Cardholder’s enrolment.
• Subsequently on achieving the set spend threshold within the specified time frame, ‘Additional Bonus points’ will be awarded.

Welcome Bonus points

75,000 ‘Welcome bonus points’ will be awarded on receipt by Emirates NBD of the Joining Fee to Emirates NBD Starwood Preferred Guest World Mastercard credit card.

Additional Bonus points

> Card holders will qualify to receive the ‘Additional Bonus points’ of 75,000 on their Emirates NBD Starwood Preferred Guest World Mastercard credit card, if their cumulative retail spending posted on the first three billing statements is equal to or greater than the qualifying spending as stated in the offer. Cumulative retail spending will take into account qualifying retail transactions made on both the primary and supplementary cards.

> Card holders will receive the ‘Additional Bonus points’ within four weeks of qualifying for the same.

>All retail transactions that are posted into the card member's account will be included for calculation of cumulative retail spending. Transactions that are reversed or cancelled will not be included. Reversal of a transaction after the additional Bonus SPG points have been credited to the card holder’s SPG account will result in a reversal of the SPG points from the card holder’s SPG account. If the SPG points balance is insufficient for a reversal, an equivalent fee towards the cost of acquiring SPG points will be debited to the card holder’s credit card account.

General Terms and Conditions

> The ‘Welcome Bonus points’ will only be available on the primary Card for the Cardholder’s account and will not be available on any supplemental Cards. Whereas the ‘Additional Bonus points’ will be available on the retail spend of both primary as well as supplemental Card.

> Cardholders will receive the ‘Welcome Bonus points’ within 4 weeks of payment of the Joining Fee in full.

> ‘Additional Bonus points’ will be credited within four weeks of meeting their qualified spend threshold.

> All charges, commissions and fees are exclusive of Value Added Tax or any other similar sales tax (VAT). The Cardholder hereby agrees to pay an amount in respect of any applicable VAT.

>The Terms and Conditions with respect to this offer are in conjunction with the Credit Card Terms and Conditions.

>Awards of the ‘Welcome Bonus points’ and ‘Additional Bonus points’ are subject to the Cardholder’s Card account not being in violation of these Terms and Conditions or the Credit Card Terms and Conditions.

>All SPG points awarded will be credited only to the primary cardholder’s SPG account.

>This offer is not applicable for existing Emirates NBD Emirates NBD Starwood Preferred Guest World Mastercard cardholders who have been approved for an Emirates NBD Emirates NBD Starwood Preferred Guest World Mastercard before 30th September 2018.

>Emirates NBD reserves the right to change or cancel any or all of the terms and conditions with respect to the ‘Emirates NBD Up to 150,000 points Offer’ without prior notice in its sole discretion.

>Emirates NBD Up to 150,000 points Offer’ will not be offered again for renewed or replaced Cards.